From Foundation to Fulfillment

 
The PATH Process

 
Core Principles

 
Why Choose a CFP?®

 
Second Opinion Service

Have You Ever Wondered...

  • Will I have enough money for retirement?

  • How much income will I have?

  • What if the market drops when I retire?

  • What are my pension options?

  • How do I minimize taxes in retirement?

What We Do

 

Financial Planning

Our team develops comprehensive financial strategies that coordinate and align insurance, investment, philanthropic retirement and wealth transfer planning needs with your values, tolerances and long-term objectives.

 

Income Planning

We help you develop income strategies that fulfill your current income needs while supporting your projected cash flow requirements.

 

Estate Planning

We help you and your family create estate transfer strategies with an emphasis on tax efficiency.

 

Philanthropic Planning

From the establishment of private foundations to charitable funds and trusts, our team helps you maximize your giving. 

 

Retirement Planning

We help you develop holistic retirement strategies with an emphasis on income needs, investments and long-term goals.

 

Plan Coordination

We facilitate the synchronization of your complete financial landscape by collaborating with your other reliable advisors, including CPAs, attorneys, and trustees. This collaboration promotes greater efficiency and harmony.

 

Generational Planning

We work with you and your family to preserve family values and educate the next generation on financial and investment best practices.

 

Investment Consulting

We work with you to identify areas of investment opportunity, providing comprehensive management and ongoing monitoring of your investments.

 

Insurance Planning

We help you discern and meet your insurance needs, Including disability, whole life, annuities, long-term care, estate, excess liability, property and casualty.

 

Portfolio and Asset Allocation Strategy

We develop custom strategies that help position you to achieve your financial goals and optimize your assets.

 

Risk Management

Our team regularly assesses your portfolio, the markets and investments to help mitigate risk.

 

Tax Planning

We develop and utilize tax strategies to minimize taxes over your lifetime.

Our Onboarding Process

  • Introduction - Are we a good fit for each other?

    "A simple hello could lead to a million things." - Unknown

    We will begin with an initial conversation to understand what you are looking for, explain where our expertise lies, and mutually decide if we are the right fit for you.

  • Analysis - What is working well and what needs to be changed?

    "Analysis is the critical starting point of strategic thinking." - Kenichi Ohmea

    Upon completing a Discovery meeting with you and receiving any necessary additional information or documentation, we will create a plan to begin the process putting in place the best strategies and options for achieving your goals.

  • Review - How does your plan need to be adjusted as life unfolds?

    “Life is what happens to us while we are making other plans.” – Allen Saunders

    Initially, we will make the very best plan possible based on what we know and your current situation.  With that said, we know from the moment we make plans, life will happen and plans will change.  We will be by your side every moment of the way.  With an intentional educational and communicative review process, we will make sure you are still on track for whatever the future may hold.

Our Team